AAOIFI Shariah Standards
AAOIFI Shariah Standards
AAOIFI Shariah Standards — 88% of in-scope requirements covered.
31 requirements · 4 in scope (3 enforced · 1 designed) · 27 out-of-scope (outside KYE™’s authority layer). The 88% is weighted over the in-scope base.
Source: AAOIFI — Shariah Standards (full text compilation), Bahrain
By category
| Category | Reqs | Enforced | Designed | Advisory | Deferred | Coverage |
|---|---|---|---|---|---|---|
| Shariah Standards (substantive contract rulings) | 31 | 3 | 1 | 0 | 0 | 88% |
Every requirement → the KYE™ artefact that enforces it
| ID | Title | Status | KYE™ enforcement |
|---|---|---|---|
aaoifi-shariah-standards.R1 |
Adoption of AAOIFI Shariah Standards as the authoritative basis for board approvals | enforced | audit_events: kye.purpose.request.v1, kye.purpose.admissibility.v1, kye.evidence.decision_map.v1engines: internal, internalconstitution_refs: constitution/12-PURPOSE-PERMISSION.md, constitution/13-RESILIENCE-LOOP.md |
aaoifi-shariah-standards.R2 |
Evidence that a product's certification cites the applicable AAOIFI Shariah Standard(s) | enforced | audit_events: kye.purpose.admissibility.v1, kye.evidence.pack.v1, kye.compliance.attestation.v1engines: internal, internalconstitution_refs: constitution/12-PURPOSE-PERMISSION.md, constitution/13-RESILIENCE-LOOP.md |
aaoifi-shariah-standards.R3 |
Recording of board resolutions referencing AAOIFI Shariah Standards | enforced | audit_events: kye.evidence.pack.v1, kye.evidence.tool_call.v1, kye.replay.context_seal.v1engines: internal, internalconstitution_refs: constitution/13-RESILIENCE-LOOP.md, constitution/12-PURPOSE-PERMISSION.md |
aaoifi-shariah-standards.R4 |
Shariah audit that the institution's practice conforms to adopted AAOIFI Shariah Standards | designed | audit_events: kye.replay.proof.v1, kye.compliance.attestation.v1, kye.evidence.pack.v1engines: internal, internalconstitution_refs: constitution/21-DELEGATED-AUDITABILITY.md, constitution/13-RESILIENCE-LOOP.md |
aaoifi-shariah-standards.SS1 |
Shariah Standard No. 1 — Trading in Currencies | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS2 |
Shariah Standard No. 2 — Debit/Credit and Charge Cards | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS3 |
Shariah Standard No. 3 — Default in Payment by a Debtor | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS4 |
Shariah Standard No. 4 — Settlement of Debt by Set-Off | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS5 |
Shariah Standard No. 5 — Guarantees | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS7 |
Shariah Standard No. 7 — Hawalah (assignment of debt) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS8 |
Shariah Standard No. 8 — Murabaha | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS9 |
Shariah Standard No. 9 — Ijarah and Ijarah Muntahia Bittamleek | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS10 |
Shariah Standard No. 10 — Salam and Parallel Salam | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS11 |
Shariah Standard No. 11 — Istisna' and Parallel Istisna' | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS12 |
Shariah Standard No. 12 — Sharikah (Musharaka) and Modern Corporations | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS13 |
Shariah Standard No. 13 — Mudaraba | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS14 |
Shariah Standard No. 14 — Documentary Credit | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS17 |
Shariah Standard No. 17 — Investment Sukuk | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS18 |
Shariah Standard No. 18 — Possession (Qabd) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS19 |
Shariah Standard No. 19 — Loan (Qard) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS20 |
Shariah Standard No. 20 — Sale of Commodities in Organised Markets | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS21 |
Shariah Standard No. 21 — Financial Paper (Shares and Bonds) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS23 |
Shariah Standard No. 23 — Agency (Wakala) and the Act of an Uncommissioned Agent | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS25 |
Shariah Standard No. 25 — Combination of Contracts | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS26 |
Shariah Standard No. 26 — Islamic Insurance (Takaful) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS30 |
Shariah Standard No. 30 — Monetization (Tawarruq) | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS31 |
Shariah Standard No. 31 — Controls on Gharar in Financial Transactions | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS35 |
Shariah Standard No. 35 — Zakah | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS38 |
Shariah Standard No. 38 — Online Financial Dealings | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS49 |
Shariah Standard No. 49 — Unilateral and Bilateral Promise | out-of-scope | (no enforcement cited) |
aaoifi-shariah-standards.SS59 |
Shariah Standard No. 59 — Sale of Debt | out-of-scope | (no enforcement cited) |