OCC AI Supervisory Expectations — Model Risk · Third-Party Risk · New-Activity / Filing Readiness · v2024

OCC AI Supervisory Expectations — Model Risk · Third-Party Risk · New-Activity / Filing Readiness

OCC AI Supervisory Expectations — Model Risk · Third-Party Risk · New-Activity / Filing Readiness — 50% of in-scope requirements covered.

8 requirements · 7 in scope (7 designed) · 1 out-of-scope (outside KYE™’s authority layer). The 50% is weighted over the in-scope base.

Source: The U.S. Office of the Comptroller of the Currency (OCC) supervises national banks and federal savings associations. Its supervisory expectations for a bank deploying consequential AI draw on OCC Bulletin 2011-12 (joint with Fed SR 11-7) on model risk management, OCC Bulletin 2013-29 and the 2023 Interagency Third-Party Risk Management Guidance on third-party / vendor risk, OCC 'heightened standards' for risk governance, and the OCC's new-activity / examiner-engagement expectations a bank meets before an examiner reviews a consequential-AI activity. KYE Protocol™ governs the action-boundary subset at runtime: it governs whether a consequential banking AI action is authorised, within its approved use and recorded authority, escalated when out-of-scope, evidenced, and final at the moment it happens — and PROVES the basis, replayable by an OCC examiner or internal audit. KYE™ does NOT run the bank's model risk management (MRM) program, does NOT validate models or judge model correctness, does NOT make the bank's filing, and does NOT perform third-party due-diligence on the merits (constitution section 0.25 integrate-not-compete; honest scope). · License: OCC Bulletins and supervisory guidance are U.S. government works in the public domain. The KYE™ registry paraphrases each expectation's intent and cites the official source for mapping purposes only; it does not reproduce OCC text.